Your roof is integral to the long-term weather protection of your home, and as such, you need a team of professionals to have it repaired or replaced. However, some contractors are uninsured, and hiring them means risking financial loss, legal issues, and property damage. As the trusted commercial and residential roofing contractor in the area, we explain why hiring an insured contractor is imperative.
Types of Insurance Roofing Contractors Have
Knowing what type of insurance coverage a roofing contractor has is vital when hiring one for your project. General liability insurance, for instance, covers property damage and bodily injury, while workers’ compensation insurance covers medical expenses and lost wages for injured employees. When you work with a contractor who has both, you can rest easy knowing that you won’t be held liable in case one of their team members gets injured or a part of your property gets damaged while they work on your roof.
Benefits of Hiring an Insured Roofer
An insured residential or commercial roofing contractor offers peace of mind and protection. The homeowner or business owner won’t be held financially responsible if something goes wrong, like an accident or property damage. Insured contractors also deliver quality workmanship, comply with local regulations, and have the resources to cover unexpected issues, ensuring the safety and quality of the roofing project they’re handling.
How to Verify Your Roofing Contractor’s Insurance
Here are a few things you can do to verify your contractor’s insurance coverage:
- Ask for proof of insurance. If the prospect isn’t willing to show it, move on to the next one on your shortlist.
- Contact your contractor’s insurance company to confirm their insurance is current and adequate.
- Check local licensing and certification requirements to ensure compliance.
Experience the difference an insured roofing contractor can make for you and your property. To book a consultation with Earl W. Johnston Roofing, call us at (954) 989-7794, or fill out our contact form. We serve residents across South Florida, including Ft. Lauderdale and Hollywood, FL.
